Company Profile · FY2025 10-K CAT · NYSE
Caterpillar Inc
cyclical mature-market
1890 2025
1904 Track invention
1925 Merger creates company
1941 World War II boom
1951 Acquisition strategy begins
1985 Divestitures begin
1999 Global expansion accelerates
2008 Financial crisis hits
2022 Business reorganization
2023 Russian exit
Wikipedia history · XBRL financial data

Caterpillar makes the giant machines that build roads, dig mines, and power the grid. It sells excavators, mining trucks, gas turbines, diesel locomotives, and hundreds of other heavy machines through a network of 150 independent dealers serving 190 countries. When a customer cannot pay upfront, Cat Financial steps in with loans and leases, earning interest income that adds a second revenue stream on top of equipment sales. Caterpillar also sells replacement parts and services throughout the long life of each machine, which means the relationship with a customer does not end at the point of sale. With 2025 sales and revenues of $67.6 billion, the business touches almost every corner of the global economy. The diagram below traces where the money goes.

How Caterpillar Makes Money
flowchart LR A["Customer Demand Construction, Mining, Energy"] --> B["Machine & Engine Sales 64.0B of 67.6B revenue"] B --> C["Dealer Network 150 US + International"] C --> D["Equipment Financing Cat Financial 3.6B revenue"] D --> E["Customer Cash Flow"] E --> F["Parts, Services, Leases After-market revenue"] F --> C B --> G["Operating Margin 16.5% drives reinvestment"] G --> H["R&D & Manufacturing Next-gen machines, compliance"] H --> B D --> I["Financing Income Secured by equipment"] I --> G E --> J["Free Cash Flow 8.9B annually"] J --> K["Debt & Shareholder Returns"] K --> A

Five years of data tell a clear story about trajectory. Revenue climbed from $51.0 billion in 2021 to $67.6 billion in 2025, a meaningful rise. But the more important shift happened inside the numbers. Gross margin sat near 30 percent in both 2021 and 2022. It then jumped sharply to 36 percent in 2023 and reached nearly 38 percent in 2024, before falling back to about 34 percent in 2025. That 2025 pullback matters. Caterpillar itself said the main culprit was higher tariff costs hitting manufacturing expenses. Operating cash flow tells a similar story. It rose from $7.2 billion in 2021 to a peak of $12.9 billion in 2023, then settled at $11.7 billion in 2025. The business generates real cash, but the peak is behind it for now.

Revenue and Free Cash Flow (2021 to 2025)
2021 Rev
$51.0B
2022 Rev
$59.4B
2023 Rev
$67.1B
2024 Rev
$64.8B
2025 Rev
$67.6B
2021 FCF
$6.1B
2022 FCF
$6.5B
2023 FCF
$11.3B
2024 FCF
$10.0B
2025 FCF
$8.9B
Revenue in billions. Free cash flow (FCF) in billions. Both peaked in 2023 and have moderated since, with tariff costs pressing margins in 2025.

One segment changed the picture in 2025. Power and Energy grew 12 percent to $32.2 billion in total sales, driven by a 32 percent surge in Power Generation. The driver was data centers. Companies building out cloud computing and artificial intelligence infrastructure need enormous amounts of electricity, and they are buying Caterpillar generator sets and turbines to get it. Construction Industries, by contrast, saw profit fall 24 percent in 2025 compared to 2024, largely because of tariff costs and weaker price realization. The business is not moving in one direction. Power and Energy is accelerating while construction is under pressure.

$51.2B
Order backlog at December 31, 2025, up from $30.0 billion a year earlier. The largest increase came from Power and Energy.

That backlog number is worth pausing on. A backlog of $51.2 billion means customers have already placed orders that have not yet been filled. About $19.3 billion of that total was not expected to ship in 2026 at all. This gives Caterpillar unusual visibility into near-term revenue. It also means the company is not chasing demand right now. Demand is chasing it.

2025
milestone
Power Generation becomes the growth engine
Data center construction drove Power Generation sales up 32 percent in 2025 to $10.3 billion. Caterpillar now sees data center demand as a multi-year tailwind for both large reciprocating engines and turbines. This shift is reshaping which segment carries the most growth weight inside the company.

Net debt has grown every year except 2023. It stood at $38.5 billion in 2021 and reached $46.2 billion by 2025. Much of this sits inside Cat Financial, which borrows money from capital markets to fund customer loans. That is a normal structure for an equipment finance business. But it also means that if credit markets seize up, Cat Financial loses its ability to fund new loans, which would directly hurt equipment sales. The risk is real and the company acknowledges it explicitly.

Why tariffs hurt a manufacturer like Caterpillar
A tariff is a tax on imported goods. Caterpillar buys steel and components from suppliers around the world. When tariffs rise, those inputs cost more. If Caterpillar cannot raise prices fast enough to cover the extra cost, profit margins shrink. In 2025, Caterpillar said higher tariffs were the main reason manufacturing costs went up. The company expects tariff costs to rise by another $800 million in the first quarter of 2026 alone.

The risk factors documented in Caterpillar's own filings are specific. Semiconductors and other components come from a supply chain the company does not fully control, and disruptions have already caused parts shortages. Steel and commodity prices move in ways that can outrun price increases. Trade rules and export controls are complex and violations can carry criminal penalties. Environmental regulations are tightening globally, which may force expensive product redesigns. None of these are hypothetical. The tariff impact alone cost the company a measurable amount of operating profit in 2025.

20.2%
Operating margin 2024
16.5%
Operating margin 2025
A 3.7 percentage point drop in one year, driven mainly by higher tariff costs hitting manufacturing expenses across all three primary segments.

Caterpillar's business model is described by its own tags as cyclical. Construction spending rises and falls with interest rates and economic confidence. Mining investment follows commodity prices. When the cycle turns down, demand for new machines drops fast. The company has lived through this many times. What is different now is the data center demand story sitting inside Power and Energy, which is not tied to the traditional construction or mining cycle in the same way. Whether that offsets a potential construction downturn is the central question.

$2.6B
Expected tariff cost impact in full-year 2026, up from $1.8 billion incurred in 2025, based on tariffs in place as of January 29, 2026.

Caterpillar said it expects to manage the tariff impact over time through pricing and other actions. It is planning around 2 percent favorable price realization in 2026. But the 2025 results showed that price realization can go negative when competition is stiff. Construction Industries lost $1.136 billion of price realization in 2025 alone. Pricing power is not guaranteed.

Caterpillar ended 2025 with $10.0 billion of enterprise cash on hand, which provides a meaningful cushion against a cyclical downturn or a period of sustained tariff pressure.
The Bet
Caterpillar's Power and Energy segment keeps growing fast enough, for long enough, to offset the margin pressure from tariffs and any cyclical softness in construction and mining. The data center and AI infrastructure buildout is real today and the backlog supports it. But that demand wave has to stay strong while the company simultaneously absorbs higher tariff costs that are projected to grow by $800 million in 2026 alone. If the construction cycle turns down at the same time tariff costs stay elevated, the two pressures arrive together and Power and Energy would have to carry a much heavier load than it has so far.
Open question
Caterpillar has a $51.2 billion order backlog, a growing Power and Energy segment driven by data center demand, and nearly $12 billion in annual operating cash flow. It also faces $2.6 billion in projected tariff costs in 2026, a construction segment where price realization turned sharply negative, and net debt that has grown for four of the last five years. Can the data center and energy infrastructure boom inside Power and Energy grow fast enough, and last long enough, to carry the business through a period of rising tariff costs and potential construction cycle weakness at the same time?
Compiled · 10-K · FY2025
Total Revenue (5-year)
2021
$51B
2022
$59B
2023
$67B
2024
$65B
2025
$68B
Revenue grew from $51B in 2021 to $68B in 2025, a 33% increase over 5 years.
XBRL · Total revenue · Segment breakdown not reported separately
Gross Margin Trend (5-year)
2021 2025
Gross margin moved from 30.3% (2021) to 33.8% (2025).
Operating Cash Flow (5-year)
2021
$7.2B
2022
$7.8B
2023
$13B
2024
$12B
2025
$12B
Cash Conversion
1.32×
At 1.32×, the company converts more than $1 of cash for every $1 it earns, a sign that reported earnings are backed by real cash coming in the door.
XBRL · 10-K Financial Statements · FY2025
FY2025
$46B
↑ 6% year over year
FY2024
$44B
Net debt was roughly stable year over year.
XBRL · Balance Sheet · 10-K · FY2025
JOSEPH E. CREED
Chief Executive Officer
$22M
ANDREW R. J. BONFIELD
CFO
$7M
D. JAMES
UMPLEBY III (7) Executive Chairman
$22M
CHRISTY M. PAMBIANCHI
CHRO
$11M
DENISE C. JOHNSON
Group President
$6M
DEF 14A · Proxy Statement
May 14, 2026
Johnson Denise C
Group President
Disc.
$1.62M
May 14, 2026
Johnson Denise C
Group President
Disc.
$2.05M
May 14, 2026
Johnson Denise C
Group President
Disc.
$1.35M
May 14, 2026
Johnson Denise C
Group President
Disc.
$1.08M
May 14, 2026
Johnson Denise C
Group President
Disc.
$2.09M
May 14, 2026
Johnson Denise C
Group President
Disc.
$1.43M
May 14, 2026
Johnson Denise C
Group President
Disc.
$0.37M
May 14, 2026
Johnson Denise C
Group President
Disc.
$1.46M
May 13, 2026
Johnson Denise C
Group President
Disc.
$3.22M
May 13, 2026
Johnson Denise C
Group President
Disc.
$2.41M
7 purchases and 100 sales by insiders over the past two years.
Form 4 · SEC filings · Last 24 months
Vanguard Group
9.9%
BlackRock
7.7%
State Street
7.4%
Geode Capital Management
2.4%
Morgan Stanley
1.5%
Northern Trust
1.2%
T. Rowe Price
1.2%
Fidelity (FMR LLC)
0.8%
Vanguard Group is the largest institutional holder with 9.9% of shares outstanding.
13F filings
Supply Chain
The company relies heavily on suppliers for semiconductors and other materials. If suppliers face production problems or deliveries get disrupted, the company may not be able to meet customer commitments or could face higher costs.
Financial Services
Cat Financial, the company's financing arm, needs access to capital markets to fund loans to customers. If financial markets become unstable or unavailable, Cat Financial could struggle to operate and support sales, which could harm the overall business.
Commodity Costs
The company uses large amounts of steel and other commodities to make products. If commodity prices rise and the company cannot pass those costs to customers through price increases, profitability will suffer.
Regulatory and Trade
The company operates globally and faces complex trade laws, export controls, and anti-corruption rules. Violations could result in criminal penalties, loss of export privileges, or business disruption.
Environmental Compliance
The company must meet increasingly strict environmental regulations worldwide, including rules on emissions and greenhouse gases. New environmental rules could require expensive product redesigns and higher compliance costs.
10-K Item 1A · Risk Factors
Cash vs earnings
AR growth
Inventory
Share dilution
Debt trend
One-time charges
Goodwill
Customer conc.
Money owed to the company is growing faster than sales.
10-K · XBRL · Computed signals