Consumer Discretionary · FY2025 10‑K ↗ SHW · NYSE
Sherwin Williams Co
1866 2025
1875 Ready-Mixed Paint Invented
1920 Largest US Paint Maker
1941 Kem-Tone Water Paint Created
1970 Economic Downturn Hits
2004 Paint Sundry and Duron Purchases
2008 Financial Crisis Begins
2013 Comex Acquisition
2014 Lead Paint Lawsuit Ruling
2016 Valspar Acquisition Completed
2018 Environmental and Lead Cases Filed
2019 Lead Paint Settlement and Store Growth
2020 Worker Wage Settlement
2021 Revenue Growth After Crisis
2025 Continued Steady Growth
Wikipedia history · XBRL financial data

Sherwin-Williams makes and sells paint, coatings, and related supplies to professional painters, builders, factories, and everyday homeowners. It runs three separate businesses: Paint Stores Group, which operates 4,853 company-owned stores across the United States, Canada, and the Caribbean; Consumer Brands Group, which manufactures dozens of brand-name paints like Valspar, Krylon, Dutch Boy, and Minwax and sells them through retailers; and Performance Coatings Group, which makes specialty industrial coatings for car manufacturers, furniture makers, packaging companies, and shipbuilders in more than 110 countries. Paint is a consumable product, meaning customers use it up and come back to buy more, which creates a repeating stream of purchases. The stores are the engine: they serve professional painters who buy constantly, not just once. The diagram below traces where the money goes.

How Sherwin-Williams Makes Money
flowchart TD A["Raw Materials & Manufacturing"] --> B["Consumer Brands Group $3.2B revenue"] A --> C["Paint Stores Group 4,853 stores"] B -->|"63% intersegment sales"| C B --> D["Retail Partners Home centers, hardware stores"] A --> E["Performance Coatings Group $6.8B revenue"] E -->|"Direct sales & branches"| F["Industrial & Commercial Customers"] C -->|"$13.6B revenue"| G["Total Revenue $23.6B"] D --> G F --> G G -->|"48.8% gross margin"| H["Operating Cash Flow $3.5B"] H -->|"Reinvestment in capacity"| A H -->|"Working capital & inventory"| I["Seasonal Demand Build Q1 Peak sales Q2-Q3"] I --> C I --> B

Five years of financial data tell a clear story about how this business has moved. Revenue climbed steadily from $19.9 billion in 2021 to $23.6 billion in 2025. That is real growth, but it has slowed sharply. Revenue was essentially flat between 2023 and 2024, both at $23.1 billion, before nudging up to $23.6 billion in 2025. The company itself describes demand as 'softer for longer' and expects that pressure to continue through 2026.

Annual Revenue (2021 to 2025)
2021
$19.9B
2022
$22.1B
2023
$23.1B
2024
$23.1B
2025
$23.6B
Revenue in billions of dollars. Growth has slowed significantly since 2022.

The more encouraging trend is in gross margin, which measures how much money is left after paying to make the product. Gross margin dropped slightly in 2022 to 42.1%, likely as raw material costs spiked. Then it jumped to 46.7% in 2023, 48.5% in 2024, and reached 48.8% in 2025. That is a meaningful improvement. It suggests the company is getting better at managing ingredient costs, or passing price increases to customers, or both. Operating cash followed a similar pattern, recovering from $1.9 billion in 2022 to $3.5 billion in both 2023 and 2025.

$3.5B
Operating cash generated in 2025, equal to 14.6% of net sales

The debt picture is harder to ignore. Net debt sat at $9.4 billion in 2021 and has not come down. It stood at $10.7 billion at the end of 2025, after rising to fund the October 2025 acquisition of Suvinil, a Latin American paint brand. Total debt outstanding reached $10.9 billion. The company targets net debt of 2.0 to 2.5 times its earnings before interest, taxes, depreciation, and amortization (a measure called EBITDA, which strips out non-cash items to show raw cash-generating power). At the end of 2025 that ratio sat at 2.4 times, right at the upper edge of its own target range.

What is EBITDA?
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It strips away financing costs and accounting write-downs to show roughly how much cash the core business generates each year. Companies use it as a yardstick for how comfortably they can carry debt. A ratio of 2.4 times means total net debt is 2.4 times the annual EBITDA.
$10.7B
Net debt at end of 2025, up from $9.4B in 2021

The company returned $2.4 billion to shareholders in 2025 through dividends and share repurchases, and raised its quarterly dividend for the 47th consecutive year. That consistency is notable, but it also means cash is flowing out even as debt stays high and revenue growth has slowed.

2025
milestone
Suvinil Acquisition Adds Latin America Scale
In October 2025, Sherwin-Williams acquired Suvinil, a major paint brand in Latin America, for approximately $1.15 billion. The deal added $164.5 million to Consumer Brands Group sales in 2025 and expanded the store count in the region. It also added roughly $456.5 million in goodwill and pushed net debt higher. The acquisition signals the company is still growing through purchases rather than waiting for organic demand to recover.

Several documented threats could put pressure on this trajectory. Raw materials including resins, solvents, and titanium dioxide come from unstable regions such as the Middle East and South America. Wars or supply chain problems could make those inputs expensive or hard to get. The company is also mid-way through a major computer system upgrade. If that project runs into trouble, it could disrupt operations and financial reporting. On top of those operational risks, the company's own filing notes that high interest rates and inflation are suppressing demand in construction and housing, the two sectors that drive the most paint purchases, and that those conditions are expected to continue through 2026.

Why housing matters so much to paint sales
Paint demand is closely tied to the construction and renovation cycle. When interest rates are high, fewer people buy homes, move, or remodel. That reduces how much paint contractors and homeowners purchase. This is what makes paint a cyclical business: sales tend to rise and fall with the broader economy and the housing market.

There is also a regulatory pressure building in the background. New environmental rules in the European Union, California, and other places are forcing changes to products, packaging, and factory operations. If compliance costs rise faster than the company can pass them on to customers, margins could shrink. And then there is the legacy of lead paint litigation. A 2019 settlement cost $305 million. Additional lawsuits in Pennsylvania were still being litigated as of the source data, and environmental pollution claims in New Jersey have also been filed. These are not new risks, but they are unresolved ones.

The Paint Stores Group generated $3.06 billion in pre-tax income in 2025, more than the Consumer Brands and Performance Coatings groups combined. The health of those 4,853 stores is the single most important variable in the whole business.

The store expansion strategy is central to how the company plans to grow. It opened 83 new stores in 2025 and plans to open 80 to 100 more in the United States and Canada in 2026. Each new store adds a physical location that serves professional painters year after year. But the logic only works if those contractors keep painting at a pace that fills the stores. Right now, volume is falling even as prices rise.

+3.2%
Paint Stores Group sales growth 2025
Negative (low-single digit decline)
Of which came from volume
All of the revenue growth in the core retail segment came from price increases. Actual gallons sold went down.
The Bet
Sherwin-Williams keeps opening stores at roughly 2% per year on the assumption that a recovery in housing activity and construction will eventually fill those stores with more volume. The gross margin improvement from 42.1% in 2022 to 48.8% in 2025 needs to hold or keep expanding so that slower revenue growth still produces enough cash to service $10.7 billion in net debt, fund new stores, and keep returning cash to shareholders. If housing demand stays suppressed for longer than expected and raw material costs rise again due to tariffs or supply disruptions, the company faces a squeeze: lower volume, higher costs, and a debt load that does not shrink on its own.
Open question
Sherwin-Williams has a dominant store network, improving margins, and strong cash generation. But revenue growth has stalled, volume in the core Paint Stores Group is actually declining, and net debt has grown every year from 2021 to 2025. The company is betting on a housing recovery that has not arrived yet. Can gross margin keep expanding enough to generate the cash needed to carry $10.7 billion in debt and fund store growth, while the construction and housing markets that drive volume remain under pressure from high interest rates?
[1] Sherwin-Williams 10-K filing, fiscal year ended December 31, 2025, Item 1 Business Description
[2] Sherwin-Williams 10-K filing, fiscal year ended December 31, 2025, Item 7 Management Discussion and Analysis
[3] XBRL financials 2021 to 2025 as provided in source data
Compiled · 10-K · FY2025
Paint Stores Group
$13.6B
Performance Coatings Group
$6.8B
Consumer Brands Group
$3.2B
Paint Stores Group is the largest revenue source at 57.7% of total.
XBRL · Revenue segments · FY2025
Revenue by segment (3-year view)
Paint Stores Group
2023
$12.8B
2024
$13.2B
2025
$13.6B
Performance Coatings Group
2023
$6.8B
2024
$6.8B
2025
$6.8B
Consumer Brands Group
2023
$3.4B
2024
$3.1B
2025
$3.2B
Gross Margin Trend (5-year)
2021 2025
Gross margin moved from 42.8% (2021) to 48.8% (2025).
Operating Cash Flow (5-year)
2021
$2.2B
2022
$1.9B
2023
$3.5B
2024
$3.2B
2025
$3.5B
Cash Conversion
1.34×
At 1.34×, the company converts more than $1 of cash for every $1 it earns, a sign that reported earnings are backed by real cash coming in the door.
XBRL · 10-K Financial Statements · FY2025
FY2025
$11B
↑ 10% year over year
FY2024
$9.7B
Net debt rose 10% year over year, the company added more debt than it repaid.
XBRL · Balance Sheet · 10-K · FY2025
Heidi G. Petz
Chief Executive Officer
$15M
Allen J. Mistysyn
Former Senior Vice President, Finance and CFO*
$6M
Karl J. Jorgenrud
President, Global Industrial
$4M
Justin T. Binns
President, Global Architectural
$4M
Mary L. Garceau
Senior Vice President, Chief Legal Officer and Secretary
$3M
DEF 14A · Proxy Statement
Feb 24, 2026
Young Bryan J
SVP, Corp Strategy & Devel.
$0.92M
Feb 2, 2026
Davie Colin M.
Pres. & GM, Glob. Supply Chain
$1.07M
Aug 25, 2025
Binns Justin T
President, Glob. Architectural
$0.22M
Aug 6, 2025
Lang James P.
SVP, Enterprise Finance & CAO
$0.30M
Jun 6, 2025
Rea Todd D
President, Consumer Brands Grp
$1.52M
Feb 27, 2025
Davie Colin M.
Pres. & GM, Glob. Supply Chain
$1.01M
Nov 26, 2024
GARCEAU MARY L
SVP, CLO and Secretary
$6.28M
Nov 25, 2024
CRONIN JANE M.
SVP, Enterprise Finance
$2.05M
Nov 18, 2024
Sofish Gregory P.
SVP, Human Resources
$0.97M
Aug 30, 2024
Mistysyn Allen J
SVP, Finance & CFO
$5.33M
No open-market purchases and 15 sales, insiders have been net sellers over the past two years.
Form 4 · SEC filings · Last 24 months
Vanguard Group
9.4%
BlackRock
6.8%
State Street
6.3%
Fidelity (FMR LLC)
2.8%
Morgan Stanley
2.5%
Geode Capital Management
2.1%
T. Rowe Price
1.6%
Capital Research Global
1.5%
Vanguard Group is the largest institutional holder with 9.4% of shares outstanding.
13F filings
Operational
Raw materials like resins, solvents, and titanium dioxide come from unstable regions including the Middle East and South America. Wars, political unrest, and supply chain problems could make these materials expensive or hard to get, which would hurt earnings and cash flow.
Operational
The company is spending a lot of money upgrading its computer systems as part of a multi-year project. If this project fails or gets disrupted, it could damage operations, mess up financial reporting, and hurt the business.
Financial
The company has about 10.9 billion dollars in debt. If it cannot make enough cash from its business, it may struggle to pay back this debt, which could limit money available for growth and hurt the business.
Market
Sales of paint and coatings depend heavily on construction, housing, and manufacturing. High interest rates and inflation are hurting demand in these areas right now, and the company expects these problems to continue through 2026.
Regulatory
New environmental laws in the European Union, California, and other places are requiring the company to make big changes to products, packaging, and operations. Complying with these rules will cost more money and could hurt profit if the company cannot pass costs to customers.
10-K Item 1A · Risk Factors
Cash vs earnings
AR growth
Inventory
Share dilution
Debt trend
·
One-time charges
Goodwill
·
Customer conc.
Money owed to the company is growing faster than sales.
Goodwill and intangibles are 46% of total assets — the business depends on past acquisitions delivering returns.
10-K · XBRL · Computed signals