Company Profile · FY2025 10-K VLO · NYSE
Valero Energy Corp/tx
consumables mature-market
1980 2025
1980 Company Founded
1997 Name Change
2000 Becomes Fortune 500
2009 Financial Crisis
2011 Chevron Acquisition
2013 CST Brands Spinoff
2013 DGD Joint Venture Grows
2022 Second DGD Plant
2024 Sustainable Jet Fuel Launch
2025 Strategic Transition
Wikipedia history · XBRL financial data

Valero Energy turns crude oil into fuel. Every day, its 15 refineries across the United States, Canada, and the United Kingdom process about 3.2 million barrels of crude oil into gasoline, diesel, and jet fuel. Those fuels get sold to wholesalers, distributors, and branded gas stations carrying names like Valero, Diamond Shamrock, and Texaco. The company also runs a renewable diesel business called Diamond Green Diesel, which can produce up to 1.2 billion gallons of low-carbon fuel per year from waste materials like used cooking oil and animal fat. On top of that, Valero operates 12 ethanol plants that can make about 1.7 billion gallons of corn-based ethanol per year. All three businesses, refining, renewable diesel, and ethanol, feed into the same core idea: make liquid fuels at large scale and sell them into a world that still depends on them every single day. The diagram below traces where the money goes.

How Valero Energy Makes Money
flowchart TD A["Crude Oil & Feedstocks"] -->|"3.2M bbl/day"| B["15 Petroleum Refineries"] C["Waste & Renewable Feedstocks"] -->|"1.2B gal/year"| D["DGD Renewable Diesel Plants"] E["Corn from Local Farmers"] -->|"592M bushels/year"| F["12 Ethanol Plants"] B -->|"Gasoline, Diesel, Jet Fuel"| G["Refined Product Sales $122.7B revenue"] D -->|"Renewable Diesel, Neat SAF"| G F -->|"Ethanol, DDG Co-products"| G G -->|"$5.8B operating cash"| H["Reinvestment & Growth $6.0B invested low-carbon"] H --> D H --> F G -->|"Dividends & Debt Service"| I["Shareholder Returns"] B -.->|"Tax Credits & Compliance"| J["Low-Carbon Fuel Programs RFS, LCFS, RTFO"] J -->|"Demand for low-carbon"| D J -->|"Demand for ethanol"| F

Five years of financial data tell a story of a boom, a gradual retreat, and a company trying to hold its ground. Revenue peaked at $176.4 billion in 2022, a year when fuel prices surged and refinery margins were unusually high. Since then, revenue has fallen in each successive year, reaching $122.7 billion in 2025. That is still a very large number, but the direction matters.

Valero Annual Revenue (2021 to 2025)
2021
$114.0B
2022
$176.4B
2023
$144.8B
2024
$129.9B
2025
$122.7B
Revenue in billions of dollars. The 2022 spike reflected unusually high fuel prices. The three-year slide since then reflects both lower crude oil prices and tightening refinery margins.

Gross margin tells an even sharper story. In 2021, Valero kept less than 3 cents of gross profit for every dollar of revenue. In 2022, that rose to nearly 10 cents as the gap between what refineries paid for crude oil and what they charged for fuel widened dramatically. By 2024 and 2025, that margin had shrunk back toward 4 cents per dollar. The refining business is structurally thin. It makes money on the spread between input costs and output prices, and that spread moves constantly based on forces Valero cannot control.

What Is a Refining Margin?
A refining margin is the difference between what a refinery pays for crude oil and what it earns selling finished products like gasoline and diesel. When crude oil is cheap but fuel prices are high, margins are fat. When those prices move closer together, margins shrink. Refiners live and die by this gap, which the industry sometimes calls the crack spread.

Despite the revenue decline, Valero has continued to generate meaningful cash from its operations. Operating cash flow was $5.8 billion in 2025. Free cash flow, the money left over after capital spending, came in at $5.0 billion. The company used that cash to pay dividends, repurchase shares, and repay $440 million of debt that matured during the year. Net debt has also fallen steadily, from $9.7 billion in 2021 to $5.8 billion in 2024, though it ticked up slightly to $5.9 billion in 2025.

$5.0B
Free cash flow generated in 2025, even as revenue fell for the third consecutive year

The renewable diesel segment, which Valero has spent $6.0 billion building since 2011, ran into serious trouble in 2025. The segment swung from $507 million in operating income in 2024 to a $156 million operating loss in 2025. Two things hit at once. New tariffs on foreign renewable feedstocks raised the cost of the raw materials Diamond Green Diesel uses to make its fuel. And a change in U.S. tax law replaced the old blender's tax credit of $1.00 per gallon with a new credit tied to the carbon intensity of each fuel, which resulted in fewer gallons qualifying and lower credit values overall. The renewable diesel business went from a meaningful profit center to a drag on results in a single year.

$663M
Decline in Renewable Diesel segment operating income from 2024 to 2025, driven by tariffs and a tax credit transition

California added another layer of pressure. In March 2025, Valero approved a plan to idle its Benicia Refinery, located northeast of San Francisco, by the end of April 2026. The state's strict climate rules, including its Low Carbon Fuel Standard and caps on diesel credits, have made operating California refineries increasingly costly. Valero recorded an asset impairment loss of $1.1 billion tied to its California operations in 2025. That charge did not affect cash directly, but it signals a formal recognition that those assets are worth less than previously assumed.

2025
crisis
California Exit Begins
Valero approved a plan to idle its Benicia Refinery by April 2026 and recorded a $1.1 billion impairment loss on its California operations. The state's tightening climate rules had made the refinery increasingly uneconomic to operate. This marks Valero's first major capacity reduction in over a decade and raises questions about whether its other California refinery, Wilmington, faces similar pressure over time.

Beyond California, several other risks are live and documented. The EPA proposed new rules in June 2025 that would require refineries to blend more biomass-based diesel while also reducing the credits generated by renewable diesel production. Valero's own filings describe those proposed rules as potentially making compliance infeasible. Separately, tariffs on imported renewable feedstocks have already cut into Diamond Green Diesel margins, and foreign markets have placed tariffs on American renewable diesel exports, squeezing the business from both sides. In Texas, where Valero runs several of its largest refineries, rising electricity costs and grid reliability concerns create the risk of sudden shutdowns and lost production.

What Are RINs and Why Do They Matter?
RINs (Renewable Identification Numbers) are compliance credits created by the U.S. Environmental Protection Agency. Refineries that produce or import petroleum-based fuels must retire a certain number of RINs each year to prove they blended enough renewable fuel. If a refinery cannot generate enough RINs through its own renewable fuel production, it must buy them on the open market. The price of RINs fluctuates and can meaningfully raise or lower a refinery's costs.

The ethanol segment has been quieter but steady. It generated $374 million in operating income in 2025, up from $288 million in 2024, as higher ethanol prices and slightly higher production volumes more than offset rising corn costs. Valero is also evaluating carbon capture projects at several ethanol plants, which could lower the carbon intensity scores of the ethanol produced there and unlock additional tax credits under federal law. Whether those projects move forward depends on economics and permitting, neither of which is settled.

Valero signed a stand-alone carbon capture agreement for its ethanol plant in Linden, Indiana in 2025. If replicated across its other 11 ethanol plants, which the company says are near geology suitable for storing carbon dioxide, this could meaningfully reduce the carbon intensity of the ethanol business over time. The economics of each additional plant would need to work on their own terms.
$507M
Renewable Diesel segment operating income, 2024
($156M)
Renewable Diesel segment operating loss, 2025
A single year of tariff and tax credit changes turned Valero's $6.0 billion renewable diesel investment from a profit center into a loss-maker.

The core question for anyone studying Valero is whether the renewable diesel and ethanol businesses can grow into something that genuinely offsets the slow, structural decline in traditional refining margins, or whether they remain subscale relative to the size of the company and the cash it takes to keep the refineries running. The refining segment still generates the overwhelming majority of revenue and profit. Everything else is an experiment, an expensive one, running alongside it.

The Bet
Valero's low-carbon fuel businesses, renewable diesel, ethanol, and sustainable aviation fuel, become reliably profitable at scale before the policy environment that supports them shifts again. The company has committed $6.0 billion to build those businesses, and they now depend on a combination of government mandates, tax credits, and feedstock costs all staying in a range that makes production economic. If the credit values keep declining, feedstock tariffs persist, or the EPA rewrites the blending rules in ways the filings describe as potentially making compliance infeasible, the investment that was supposed to diversify the business instead becomes a drag on the cash engine that funds everything else.
Open question
Valero's traditional refining business is durable but cyclical. Its renewable fuel businesses are growing but currently losing money. The company is closing one refinery, facing regulatory pressure in California, and watching its most expensive growth bet get squeezed by tariffs and tax credit changes simultaneously. Can Diamond Green Diesel and the ethanol plants generate enough consistent profit to matter at a company this size, or will Valero remain, in practice, a petroleum refiner that happens to own some green fuel assets on the side?
Compiled · 10-K · FY2025
Distillates
$55.1B
Gasoline and Blendstocks
$50.9B
Other Product Revenues
$10.2B
Ethanol
$3.2B
Renewable Diesel
$2.1B
Other
$1.3B
Distillates is the largest revenue source at 44.9% of total.
XBRL · Revenue segments · FY2025
Operating Margin Trend (5-year)
2021 2025
Operating margin rose from 1.9% (2021) to 2.6% (2025), influenced by commodity price swings.
Operating Cash Flow (5-year)
2021
$5.9B
2022
$13B
2023
$9.2B
2024
$6.7B
2025
$5.8B
Cash Conversion
2.48×
XBRL · 10-K Financial Statements · FY2025
FY2025
$5.9B
↑ 2% year over year
FY2024
$5.8B
Net debt was roughly stable year over year.
XBRL · Balance Sheet · 10-K · FY2025
R. Lane Riggs
Chief Executive Officer
$34M
Jason W. Fraser
Retired EVP and Chief Financial Officer
$9M
R. Lane Riggs
Chairman, Chief Executive Officer and President
$23M
Gary K. Simmons
EVP and Chief Operating Officer
$9M
Richard J. Walsh
EVP and General Counsel
$6M
DEF 14A · Proxy Statement
Jun 29, 2026
Fisher Eric A
SVP
Disc.
$2.01M
Jun 18, 2026
Fisher Eric A
SVP
Disc.
$1.78M
May 18, 2026
Fisher Eric A
SVP
Disc.
$1.89M
Mar 11, 2026
Fisher Eric A
SVP
Disc.
$1.89M
Mar 12, 2026
Fisher Eric A
SVP
Disc.
$0.05M
Mar 12, 2026
Fisher Eric A
SVP
Disc.
$0.05M
Nov 21, 2025
Fraser Jason W.
EVP & CFO
Disc.
$1.73M
No open-market purchases and 7 sales, insiders have been net sellers over the past two years.
Form 4 · SEC filings · Last 24 months
Vanguard Group
12.2%
BlackRock
8.7%
State Street
6.3%
Fidelity (FMR LLC)
2.7%
Geode Capital Management
2.7%
T. Rowe Price
2.6%
Morgan Stanley
2.4%
Northern Trust
1.1%
Vanguard Group is the largest institutional holder with 12.2% of shares outstanding.
13F filings
Regulatory
The EPA proposed new rules in June 2025 that would significantly increase the amount of renewable fuels refineries must blend into gasoline, particularly biomass-based diesel, while also reducing the credits generated for renewable diesel production. These changes could make it infeasible for the company to comply with the requirements and would harm both its refining and renewable diesel businesses.
Operational
The company's profit margins depend heavily on the difference between what it pays for crude oil and corn and what it receives for selling gasoline and other products. These prices swing wildly based on global conditions, OPEC decisions, and other factors beyond the company's control, which directly affects how much money the company makes.
Regulatory
California's new climate laws, including strict emissions standards and caps on diesel credits, create significant operational and cost challenges for the company's refineries in that state. The company may need to spend large amounts on equipment upgrades or restrict operations to comply with these increasingly strict rules.
Supply Chain
The company's renewable diesel business relies on imported feedstocks that have recently faced U.S. tariffs, while foreign markets have placed tariffs on American renewable diesel products. These trade barriers make it economically difficult for the company to compete and have already reduced production and profit margins.
Operational
Rising electricity costs and potential grid reliability problems in Texas, where the company operates refineries, expose it to sudden price spikes during periods of high demand. Power outages or electricity shortages could force the company to shut down operations temporarily, causing lost production and revenue.
10-K Item 1A · Risk Factors
Cash vs earnings
AR growth
Inventory
Share dilution
Debt trend
One-time charges
Goodwill
Customer conc.
Nothing flagged.
10-K · XBRL · Computed signals