Corporate Intelligence · Plain English · No Spin
S&P 500 · S&P 500 WMT · Nasdaq
Walmart Inc.
one-per-household mature-market
Revenue
$706B
↑ 5% vs prior year
Gross margin
24.2%
→ from 24.1%
Net debt
$34B
↓ 13% vs prior year
Free cash flow
$15B
↑ 18% vs prior year
1945 2026
1945 Sam Walton Opens First Store
1962 First Walmart Discount City Opens
1970 Walmart Goes Public
1975 Walmart Reaches Texas
1987 Satellite Network Completed
1988 First Supercenter Opens
Wikipedia history · XBRL financial data

Walmart runs more than 10,900 stores across 19 countries and serves roughly 280 million customers every week. The core business is simple: buy enormous volumes of groceries, household goods, electronics, and clothing from suppliers, then sell them in stores and online at prices low enough that shoppers keep coming back. Most of the money comes from those product sales — $706.4 billion in net sales in fiscal 2026. But Walmart is also building newer revenue streams on top of that foundation: Walmart+ memberships, a fast-growing digital advertising business, a third-party marketplace where other sellers list products, and fulfillment services that ship those products. Each of these layers earns a higher profit margin than selling a box of cereal, and together they are quietly changing what kind of company Walmart is becoming. The diagram below traces where the money goes.

How Walmart Makes Money
flowchart TD A["Everyday Low Prices EDLP"] -->|"draws shoppers"| B["280M Customers Per Week"] B --> C["Omnichannel Sales $706.4B"] C -->|"scale attracts brands"| D["Ads, Membership and Fulfillment Services"] C --> F["Operating Cash Flow $41.6B"] D -->|"boosts 24.2% gross margin"| F F -->|"$14.9B free cash flow"| G["Tech, AI and Store Investment"] G --> E["Shared Supply Chain 371 Facilities"] E -->|"bulk purchasing power"| H["Volume Deals Cut Supplier Costs"] H -->|"savings passed to shoppers"| A E --> C

Five years of financial data tell a clear story: Walmart is getting bigger every year without sacrificing profitability. Revenue climbed from $567.8 billion in fiscal 2022 to $706.4 billion in fiscal 2026 — an increase of nearly $139 billion over four years. That is not the growth rate of a scrappy startup, but for a company already this large, consistent mid-single-digit annual growth is genuinely hard to achieve. The gross margin — the slice of each dollar left after paying for the goods sold — dipped slightly in 2023 before recovering. By fiscal 2026 it sat at 24.2%, roughly where it was in 2022, which means Walmart has managed its costs and pricing even as inflation rattled supply chains.

Walmart Net Sales (Fiscal 2022–2026)
FY2022
$567.8B
FY2023
$605.9B
FY2024
$642.6B
FY2025
$674.5B
FY2026
$706.4B
Net sales in billions of dollars. Source: Walmart XBRL filings.

Cash generation has improved meaningfully. Operating cash flow — the cash the business actually produces before capital spending — rose from $24.2 billion in fiscal 2022 to $41.6 billion in fiscal 2026. That matters because Walmart is spending heavily to build out automation, eCommerce fulfillment centers, and store remodels. Capital expenditures reached $26.6 billion in fiscal 2026 alone. Even after all that spending, the company generated $14.9 billion in free cash flow — the cash left over after paying for those investments.

$41.6B
Operating cash flow in fiscal 2026, up from $24.2B in fiscal 2022

Net debt — what Walmart owes lenders minus the cash it holds — has stayed in a manageable range. It was $23.3 billion in fiscal 2022 and $34.0 billion in fiscal 2026. That modest rise reflects deliberate borrowing to fund growth, not financial distress. For a company generating over $40 billion in operating cash annually, a $34 billion debt load is not alarming. Return on assets climbed from prior years to 8.2% in fiscal 2026, and return on investment was 15.1% — both pointing in the right direction even as the company ploughs billions into its future.

What is 'higher-margin business mix'?
Traditional retail earns a thin profit on each item sold. Advertising, membership fees, and marketplace commissions earn much fatter profits on each dollar of revenue. When Walmart says it is growing 'higher-margin businesses,' it means these newer revenue streams are a rising share of total income — lifting the overall profit rate even if core grocery margins stay thin.

The strategic shift Walmart is making is visible in the numbers. The Walmart U.S. segment — its biggest, covering 4,611 stores — reported gross profit at 27.5% of sales in fiscal 2026, up from 26.8% two years earlier. The company specifically credits growth in advertising and membership (Walmart+ showed double-digit membership revenue growth) for pulling the margin higher. Sam's Club U.S., the membership warehouse chain with 601 locations, is also leaning into this model: membership income is a significant part of its operating income, and its membership base grew meaningfully in both fiscal 2025 and 2026.

27.5%
Walmart U.S. gross margin in fiscal 2026, up from 26.8% in fiscal 2024
2024
milestone
eCommerce becomes a meaningful growth engine
Walmart U.S. eCommerce sales contributed 4.3 percentage points to comparable store sales growth in fiscal 2026, up from 2.9 points in fiscal 2025. This shift — driven by store-fulfilled pickup and delivery rather than separate warehouses — means Walmart's existing stores are doubling as fulfillment hubs. That lowers the cost of eCommerce relative to pure-play online rivals and makes the physical store network a competitive asset rather than a liability.

Walmart faces real, specific risks — not just the generic 'competition is tough' disclaimers found in most annual reports. The company is spending heavily on artificial intelligence and automation. If those investments do not produce the expected efficiency gains, or if customers do not use the new digital tools as planned, the capital deployed may not earn an adequate return. Supply chains are a second pressure point: less than a third of what Walmart sells in the U.S. is imported, but those imports come primarily from China, Mexico, Vietnam, India, and Canada — all subject to shifting tariff rules and trade restrictions that Walmart itself flags as a source of continued uncertainty.

The pharmacy business inside Walmart stores is another specific vulnerability. That operation earns most of its money by filling prescriptions and collecting reimbursements from insurance companies and government health programs. If those payers reduce what they pay Walmart — a trend that has hit pharmacy chains broadly — pharmacy profits could fall materially. Then there is the marketplace: Walmart allows third-party sellers to list products on its websites. If those sellers offer counterfeit, stolen, or unsafe goods, Walmart could face lawsuits and reputational damage even though it did not make or directly control those products. Finally, Walmart handles an enormous volume of customer payment and personal data across its stores, apps, and websites. A serious data breach could trigger regulatory penalties, legal costs, and loss of customer trust.

What is a 'mature market'?
A mature market is one where most potential customers already shop at established retailers and total market size grows slowly. In a mature market, gaining customers usually means taking them from a competitor rather than reaching people who were not shopping before. Growth tends to come from doing more with existing customers — selling them more categories, more services, or higher-margin products.

The tension in Walmart's story is this: the core retail business is large, stable, and slow-growing by design. The faster-growing, higher-margin layers — advertising, Walmart+, marketplace, fulfillment services — are still a small share of total revenue but are responsible for a disproportionate share of recent margin improvement. The whole financial logic depends on whether those newer businesses can scale fast enough to meaningfully move the needle on a company with over $700 billion in annual sales. Operating expenses as a percentage of sales have been creeping up — rising 20 basis points in fiscal 2026 — partly because of depreciation on all those capital investments. The bet is that these investments eventually pay for themselves through higher-margin revenue.

$24.2B
Operating cash flow FY2022
$41.6B
Operating cash flow FY2026
Operating cash flow has nearly doubled over four years even as capital spending accelerated.
Walmart's working capital deficit — where current liabilities exceed current assets — widened to $22.6 billion in fiscal 2026. For most companies that would be alarming. For Walmart it is intentional: suppliers are paid on terms, customers pay immediately, and the cash difference funds operations cheaply. It is a structural feature of large-scale retail, not a sign of financial stress.
The Bet
Walmart's advertising business, Walmart+ membership, and third-party marketplace can grow large enough — and profitable enough — to structurally lift the company's overall margins, even as the core grocery and general merchandise business remains thin-margin by design. The capital being deployed right now — $26.6 billion in a single year — has to earn its keep through higher-margin revenue streams. If those streams plateau before they are large enough to move the margin needle on a $700 billion revenue base, Walmart will have spent enormously to stay roughly where it is.
Open question
Walmart is clearly executing well on the basics: sales are growing, cash generation is strong, and the newer high-margin businesses are expanding. But the company is still overwhelmingly a low-margin retailer, and it is spending at record levels to transform itself into something more. Can advertising, Walmart+, and marketplace revenues grow fast enough — on a base this large — to justify the capital being deployed, or will rising operating costs and thin retail margins absorb the gains before the transformation is complete?
Compiled · 10-K · FY2026
Grocery
$285.5B
General merchandise
$115.1B
Health and wellness
$69.5B
Other
$12.9B
Fuel and other
$11.6B
Grocery is the largest revenue source at 57.7% of total.
XBRL · Revenue segments · FY2026
Gross Margin Trend (5-year)
2022 2026
Gross margin moved from 24.4% (2022) to 24.2% (2026).
Operating Cash Flow (5-year)
2022
$24B
2023
$29B
2024
$36B
2025
$36B
2026
$42B
Cash Conversion
1.9×
At 1.90×, the company converts more than $1 of cash for every $1 it earns — a sign that reported earnings are backed by real cash coming in the door.
XBRL · 10-K Financial Statements · FY2026
FY2026
$34B
↑ 13% year over year
FY2025
$30B
Net debt rose 13% year over year — the company added more debt than it repaid.
XBRL · Balance Sheet · 10-K · FY2026
Doug McMillon
Chief Executive Officer
$27M
DEF 14A · Proxy Statement
2026-03-26
McMillon C Douglas
Planned
$2.39M
2026-03-24
Walton Family Holdings Trust
Disc.
$36.60M
2026-03-25
Walton Family Holdings Trust
Disc.
$131.22M
2026-03-25
Walton Family Holdings Trust
Disc.
$235.19M
2026-03-19
Furner John R.
President & CEO
Planned
$1.60M
2026-03-16
Bartlett Daniel J
EVP
Planned
$0.17M
2026-03-09
Walton Family Holdings Trust
Disc.
$165.55M
2026-03-09
Walton Family Holdings Trust
Disc.
$7.11M
2026-03-11
Walton Family Holdings Trust
Disc.
$122.92M
2026-03-11
Walton Family Holdings Trust
Disc.
$46.88M
1 purchase and 290 sales by insiders over the past two years.
Form 4 · SEC filings · Last 24 months
Vanguard Group
5.5%
BlackRock
3.7%
State Street
2.3%
JPMorgan Asset Mgmt
1.4%
Geode Capital Management
1.3%
Morgan Stanley
1.1%
Northern Trust
0.5%
Fidelity (FMR LLC)
0.5%
Vanguard Group is the largest institutional holder with 5.5% of shares outstanding.
13F filings
Strategic
Walmart is spending a lot of money on online shopping, technology, and artificial intelligence to compete with other retailers. If these investments don't work as planned or customers don't use them as expected, the company could lose money and customers might shop somewhere else instead.
Operational
Walmart depends on suppliers around the world to get products to sell. If suppliers run out of products, raise prices, or have problems because of war, bad weather, or other disruptions, Walmart won't have enough items to sell and could lose customers.
Cybersecurity
Walmart handles enormous amounts of customer payment information and personal data through its stores, websites, and apps. If hackers break into these systems, customers' private information could be stolen, which would hurt Walmart's reputation and expose the company to lawsuits and big fines.
Operational
Walmart's pharmacy business earns most of its money by filling prescriptions and getting paid by insurance companies and government programs. If these payers reduce what they pay Walmart or shift to other pharmacies, the company's pharmacy profits could drop significantly.
Operational
Walmart sells products from third-party sellers on its marketplace websites. If those third-party sellers offer fake, stolen, or unsafe products, Walmart could be legally held responsible and face lawsuits, fines, and damage to its reputation even though Walmart didn't make or control those products.
10-K Item 1A · Risk Factors
Cash vs earnings
AR growth
Inventory
Share dilution
Debt trend
One-time charges
Goodwill
Customer conc.
Money owed to the company is growing faster than sales.
10-K · XBRL · Computed signals